4 Smart Moves To Make With Water Damage

11/20/2020 (Permalink)

Water damage on a kitchen floor

4 Smart Moves To Make With Water Damage

The odds are fairly good that at some point in your life, your home in Issaquah, WA, will encounter water damage. This is certainly a disappointing situation, as unwanted water in a home can cause widespread damage. How you handle the situation in the first few days will, to some degree, determine how quickly you can recover from this event. Filing a quick and accurate insurance claim can be one of the most helpful things to do at this time. Some matters are out of your control, but the following actions are within your power to accomplish.

1. Contact a cleanup team. A trained and certified water remediation team should be one of the first calls you make. The team will arrive fast and work to minimize damage from a pipe burst or some other form of leaking water. Professionals will work to get your home back in shape as quickly as possible.

2. Contact your insurance agent. Your agent can help with the process of filing an insurance claim. The agent can also go over your policy with you and let you know what is and is not covered. In the case of a flood, it's possible you will need to have a flood policy for coverage.

3. Document damage and expenses. It is often helpful to take photos of the damage to items in your home. The better records you have, the more smoothly the claims process will go. This is also a good way to make sure you are not missing any damages.

4. Ask questions. The process of filing an insurance claim is bound to be confusing, and all of this is happening during a stressful time. It's okay and natural to ask many questions of your insurance agent and of the technicians that are there to cleanup the mess. These professionals can clarify the situation for you by letting you know how much coverage you have and how long the cleanup will take.